YEs, this is the first installment of my food review. I'll be reviewing a quaint little place called Brisik, which is located at the spanking new Jaya One. For those who don't know where Jaya One is, its located near UTAR PJ in section 13, near the Rothmans roundabout. There are many eateries there and the 1st time i went there, i was spoilt for choice.
So after walking a round a couple of times, we decided to eat at this place called Brisik. Its entrance is at the ground floor but the restaurant space is located upstairs. The place looks really nice and cosy, well decorated.
Food wise, we ordered like 4 dishes and all 4 also turned out not nice. Sorry if i cant remember what the dishes were because ia ctually went there last month. But i ordered whatever that was recommended by the staff there.
The price itself is not expensive for a classy looking spot, but the portions are not big either.
I like the ambience but after trying the food there, i've given it a Death Sentence (DS). What this means is that it is highly unlikely i'll be going back to that place restaurant ever again.
The place looks like it was verhy well designed by the interior desinger, but unfortunately, the food seems to have been cooked by the interior designer.
Ambience: 7/10
Taste: 4/10
Service: 6/10
Friday, August 1, 2008
Sunday, July 27, 2008
Weekend in front of the PC
Yup, spent most of the weekend in front of the PC. Finally done with my Gem Island pictures. See them here.
Well, my butt's numb from sitting on the chair the whole day. Hope you guys are still enjoying the weekend at this time.
Boodyboy, out!!!
p.s. the pictures are also available on my Multiply account.
Well, my butt's numb from sitting on the chair the whole day. Hope you guys are still enjoying the weekend at this time.
Boodyboy, out!!!
p.s. the pictures are also available on my Multiply account.
Tuesday, July 22, 2008
Boody's Travelogue- Gem Island: A damned good holiday
Hi all dudes and dudettes,
I hope you guys had a great weekend, not bogged down by work and chores. Well, here's the time for me to gloat a little. I had an absolutely fantastically great holiday. One which i've not had for a long time.
Destination: Gem Island (where?!?! just beside Pulau Kapas in Terengganu)
Travel Date: 18/7/08 - 21/7/08 (4 days 3 nights)
On Friday morning, i left for KL sentral early in the morning. Reached sentral at about 7.15am. We wanted to check in our bags thru the KLIA express check in service but we were told we can only check in the luggages 2 hours prior to the flight. Oh well, since we didn't carry many stuff, it was OK to hand carry them. And the good thing was that since the flight we were on is a MAS flight, i checked in from my home before coming to Sentral. I had printed out our boarding pass. So all we had to do at sentral was to buy the KLIA Express tickets and off we went towards KLIA.
The train to KLIA, i have to say, is the best train I've sat in Malaysia. It's a pity that this isn't the case on any other trains that we have in Malaysia. We reached KLIA in 28 minutes flat (yes, i also timed the journey to see if what they boast about is true). We headed to the departure hall and we eagerly awaited for our flight to Kuala Terengganu.
(All the pictures i upload here have not been edited yet). I'll upload the edited ones as soon as i possibly can on my flickr). We would like to thank MAS for also having the free airfares promotion, or else this trip might not have been possible. The flight took about 50 minutes on a Boeing 737-400 plane.
We reached at about 10 in the morning and since our speedboat service was at 3pm, we had some time to kill. So we headed over to Kuala Terengganu (KT) town and went to their Pasar Payang, which is famous for the silk and batik shops as well as the local handicraft stalls. We walked around, careful not to buy too much stuff as we had to carry our bags along. Then we went looking around for a place to have breakfast. Well, i forgot that inTerengganu, their weekends are on Friday and Saturday, so most of the shops were not open. So we had some trouble hunting for a retaurant that was open. After walking for about 15 minutes in the humid weather (with our bags), we finally found a Indian shop that was open. That place sold one of the best roti canais i've ever had in my life!!! so good, i had 3 pieces of "roti" for breakfast. It was really crispy on the outside, so crispy, that when i tried to tear it apart... (damn, its so good, words cant describe it).
After our brunch, we managed to get a cab to send us to Marang jetty, where we waited for our boat service. The boat ride to Gem island is only 10 minutes, however, the sea that day was choppy. So choppy that i could feel the roti canai up my throat at some times. Thank goodness we reached safely, as the ride was like a roller coaster in the sea.
We had our welcome drink and soon we were shown our room. Villa no. 11. All the villas here are named after precious and semi precious stones. our was called Bloodstone. Well anyways, all iw ant to say is the room is nicely decorated. From our balcony we can see fishes swimming below us. Cool!!
We hit the beach as there isn't electricity from 3-5pm daily. The sea here is very clean. No rubbish at all. however, there were broken corals on the beach, unfortunately. The clear blue seas was good therapy for me. We had dinner at 7.30pm. the good thing about this place compared to most East coast island resorts is that the food here isn't served buffet style. Here we get set meals. So there isn't a need to fight for food and we can sit down and have a proper dinner. The food served there was pretty good, just like most of the reviews i've read.
After a nice dinner, we walked out of the restaurant only to be greeted by the nicest night view i have ever seen.
Yeah the picture is very dark (the top part is framed by trees. the background is Kapas Island), but it was the full moon that night. The whole island was illuminated by the moonlight and we can see its reflection off the sea!! Damned beautiful, if i must say... Well, if you all must know, i have timed this retreat as such as to clash with the full moon (with a quick reference to the chinese calendar, of course, hehehe). I had a feeling if i was lucky enough to see the full moon on a clear night, i'd be certain to have a damned good view.
And the next 2 days was spent beingin the sea; snorkelling (attempting to snorkel for me ;-p), kayaking, lounging around and curling up in bed. Oh yeah, ate like a "pandi" (pig in tamil) as well, hehehe... Except for a little incident to my right ring finger (which didnt allow me to enjoy the seawater as much since the incident), the holiday was of pure relaxation for me. Oh did i mention that looking at cute baby turtles swimming is also a good way to release oneself from all concerns of the mind. Seeing them swimming and "flying" thru the water was very peaceful.
On our 4th day, we checked out of the resort very reluctantly. With the amount of fun and relaxation we had here, its not impossible to see why some of the guests here have stayed for 2-3 weeks.
We arrived back at the marang jetty at about 10 am. We stopped at a place to see how batik was made. Quite interesting, but the place was too "touristy" for me. Then we stopped at the Pasar Payang again, to buy some souvenirs. This time all the shops were opened as it's the weekday. We spent about 40 minutes there before heading towards the airport. By the time we reached KL Sentral, it was already 4.30pm. We were tired but we said our goodbyes, with a tinge of sadness that our holiday getaway has officially ended.
Well, this has been another chapter in Boody's travelogue.
Boodeyboy, Out!!!
I hope you guys had a great weekend, not bogged down by work and chores. Well, here's the time for me to gloat a little. I had an absolutely fantastically great holiday. One which i've not had for a long time.
Destination: Gem Island (where?!?! just beside Pulau Kapas in Terengganu)
Travel Date: 18/7/08 - 21/7/08 (4 days 3 nights)
On Friday morning, i left for KL sentral early in the morning. Reached sentral at about 7.15am. We wanted to check in our bags thru the KLIA express check in service but we were told we can only check in the luggages 2 hours prior to the flight. Oh well, since we didn't carry many stuff, it was OK to hand carry them. And the good thing was that since the flight we were on is a MAS flight, i checked in from my home before coming to Sentral. I had printed out our boarding pass. So all we had to do at sentral was to buy the KLIA Express tickets and off we went towards KLIA.
The train to KLIA, i have to say, is the best train I've sat in Malaysia. It's a pity that this isn't the case on any other trains that we have in Malaysia. We reached KLIA in 28 minutes flat (yes, i also timed the journey to see if what they boast about is true). We headed to the departure hall and we eagerly awaited for our flight to Kuala Terengganu.
(All the pictures i upload here have not been edited yet). I'll upload the edited ones as soon as i possibly can on my flickr). We would like to thank MAS for also having the free airfares promotion, or else this trip might not have been possible. The flight took about 50 minutes on a Boeing 737-400 plane.We reached at about 10 in the morning and since our speedboat service was at 3pm, we had some time to kill. So we headed over to Kuala Terengganu (KT) town and went to their Pasar Payang, which is famous for the silk and batik shops as well as the local handicraft stalls. We walked around, careful not to buy too much stuff as we had to carry our bags along. Then we went looking around for a place to have breakfast. Well, i forgot that inTerengganu, their weekends are on Friday and Saturday, so most of the shops were not open. So we had some trouble hunting for a retaurant that was open. After walking for about 15 minutes in the humid weather (with our bags), we finally found a Indian shop that was open. That place sold one of the best roti canais i've ever had in my life!!! so good, i had 3 pieces of "roti" for breakfast. It was really crispy on the outside, so crispy, that when i tried to tear it apart... (damn, its so good, words cant describe it).
After our brunch, we managed to get a cab to send us to Marang jetty, where we waited for our boat service. The boat ride to Gem island is only 10 minutes, however, the sea that day was choppy. So choppy that i could feel the roti canai up my throat at some times. Thank goodness we reached safely, as the ride was like a roller coaster in the sea.
We had our welcome drink and soon we were shown our room. Villa no. 11. All the villas here are named after precious and semi precious stones. our was called Bloodstone. Well anyways, all iw ant to say is the room is nicely decorated. From our balcony we can see fishes swimming below us. Cool!!We hit the beach as there isn't electricity from 3-5pm daily. The sea here is very clean. No rubbish at all. however, there were broken corals on the beach, unfortunately. The clear blue seas was good therapy for me. We had dinner at 7.30pm. the good thing about this place compared to most East coast island resorts is that the food here isn't served buffet style. Here we get set meals. So there isn't a need to fight for food and we can sit down and have a proper dinner. The food served there was pretty good, just like most of the reviews i've read.
After a nice dinner, we walked out of the restaurant only to be greeted by the nicest night view i have ever seen.
Yeah the picture is very dark (the top part is framed by trees. the background is Kapas Island), but it was the full moon that night. The whole island was illuminated by the moonlight and we can see its reflection off the sea!! Damned beautiful, if i must say... Well, if you all must know, i have timed this retreat as such as to clash with the full moon (with a quick reference to the chinese calendar, of course, hehehe). I had a feeling if i was lucky enough to see the full moon on a clear night, i'd be certain to have a damned good view.
And the next 2 days was spent beingin the sea; snorkelling (attempting to snorkel for me ;-p), kayaking, lounging around and curling up in bed. Oh yeah, ate like a "pandi" (pig in tamil) as well, hehehe... Except for a little incident to my right ring finger (which didnt allow me to enjoy the seawater as much since the incident), the holiday was of pure relaxation for me. Oh did i mention that looking at cute baby turtles swimming is also a good way to release oneself from all concerns of the mind. Seeing them swimming and "flying" thru the water was very peaceful.
On our 4th day, we checked out of the resort very reluctantly. With the amount of fun and relaxation we had here, its not impossible to see why some of the guests here have stayed for 2-3 weeks.
We arrived back at the marang jetty at about 10 am. We stopped at a place to see how batik was made. Quite interesting, but the place was too "touristy" for me. Then we stopped at the Pasar Payang again, to buy some souvenirs. This time all the shops were opened as it's the weekday. We spent about 40 minutes there before heading towards the airport. By the time we reached KL Sentral, it was already 4.30pm. We were tired but we said our goodbyes, with a tinge of sadness that our holiday getaway has officially ended.
Well, this has been another chapter in Boody's travelogue.
Boodeyboy, Out!!!
Tuesday, July 15, 2008
Our PM's reply on the Roadblocks and my opinion
This is taken from the Star website and my comments are in red.
Roadblocks needed to keep order, says Pak Lah
PETALING JAYA: Datuk Seri Abdullah Ahmad Badawi has defended the police for setting up roadblocks around the city in anticipation of a public demonstration, causing massive traffic jams.
The police, meanwhile, said the roadblocks would continue as they have been “successful”.
Look, he didn't even apologise for the inconvenience caused. He's getting so defensive. At least Syed Hamid Alba was apologetic yesterday when he made his speech. Doesn't the PM know we are his bosses? Even if its for your own bosses' good, you would still be expected to apologise and pretend to understand our plight.
The Prime Minister blamed the situation on those who planned to hold demonstrations and said the police were only doing their job of maintaining order and public safety.
I'm sorry?!?! When i was stuck in the jam for 2.5 hours, all i could see was disorder and chaos on the roads. Oh also the disbelief and the grief of all drivers in the jam with me yesterday. In fact, i dont think i would have felt safe yesterday. For all you know some guy who's been under lots of heavy pressure would have just blown and ran amok, destroying people's cars.
“The police are trying to reduce hindrances and traffic jams (that would be caused if the demonstration go on) too,” he said, adding that businesses and shops expected the police to ensure disturbances do not occur.
“But at the same time the demonstrators say police have no business disturbing them. The police have a responsibility in ensuring there is no trouble,” he said.
Well first of all, to reduce traffic jams and hindrances, remove the freaking roadblocks!! That is the key hindrance we faced yesterday. If the demonstration would have gone on, i bet the only placed that would be jammed is the road leading towards the Parliament only, not the whole of Klang Valley, certainly not in Klang, Kepong, Kajang or wherever there is 30km away from the damned Parliament building!!! The only danger to public disorder was from you lah... And since ISA is used against those who cause public disorder, Hmm... muahahah!!! (You better hope i'm not the PM next time)
Abdullah reminded the demonstrators that they could hold their rallies at stadiums where “they can scream at the top of their voice and “not at these places (in the streets) because people have the right to go about their business in peace”.
Dude, i would have been left in peace if you had let the "alleged" gathering take place, cause nowhere else around klang valley or any major highways would have been jammed for that matter.
The rally that was anticipated to take place at Parliament House by Pakatan Rakyat supporters did not materialise yesterday.
Ppl already denied of having planned it. So if the Opposition deny we cannot believe them, but if our DPM or AG deny accusation we can believe them be cause they are more honest than the Opposition?
Police said they would continue to set up roadblocks at several major roads if needed.
“We have no choice as our main concern is to maintain law and order,” said City police chief Datuk Muhammad Sabtu Osman.
Can you show me where was the order in the chaos on the Highways, Mr. Police? And what do you mean no choice? You guys can use your favourite tool, the ISA to throw those guys in jail once you heard of their plan to rally in the Parliament. So now that you've shown that you will not use that draconian law (which only inconvenienced the politicians and their families), you have now decided to inconvenience all of us rakyat, and then blame it on the opposition?
The roadblocks proved to be “successful” although it caused inconvenience to many people, he told a press conference at his office yesterday, adding that 1,600 policemen were deployed for yesterday’s operation.
Thank you very much for the roadblock. i hope you enjoyed implementing it as much as i enjoyed going to work late on Monday morning.
It is learnt that PKR Youth chief Shamsul Iskandar Mohd Akin and a few supporters tried to hold a gathering at Central Market at about 1.30pm. They left when asked to do so by police.
You see how co-operative the Opposition guys are? They only "tried" to have a gathering, and they dispersed when you asked them to. So, you could have done the same, wait for the guys to march towards the Parliament, then respectfully ask them to disperse, for which i'm sure they will. No need for the roadblocks, eh?
Like its not enough suffering for us poor citizens lah... Thanks a lot!!!
Boodyboy, out!!!
Monday, July 14, 2008
r0@dblock$!!!!
Okay, here i would like to vent out my frustrations after my 2 and a half hours on the road today. Yes i reached office late. Fre@king Late!!! i reached at about 10.15 am. Do you know how sucky it is to be on the road for such a long time when walking or even crawling seems faster? If i had not used the emergency lanes whenever possible i dont think i would have arrived at this time at all. i would have only arrived in 3 or even 4 hours later!! yes, so what if i broke the law just to get to office as soon as possible? Come arrest me lah!!!
Look, the road blocks have been there all weekend. In all major roads leading into KL. So thanks for ruining the weekend and Monday for the people who drive!!! Can some1 clarify with me the purpose of having such roadblocks being set up in the first place? First of all, the police ain't even doing any "pemeriksaan". They just narrow the road to 1 or 2 lanes then lets you drive off without even once looking into our cars. Look, if you plan to do and "pemeriksaan", at least look into my car lah goddammit!!! I demand to be "periksa-ed"!!! There are some roadblocks without any police there at all, they just place all the skittles to narrow the road. thanks guys.
God, it feels like we're in times of the Emergency (Darurat, for those who studied in Bahasa). Police setting up roadblocks (this time its worse, during those days, they actually checked if ppl were Communists). So yes, you wanna create fear in the minds of our citizens? get them to stay at home during weekends, reduce travelling? You (PM, Police, Home Minister, which ever soh@is that oversees this) might as well implement curfew so that we dont go out anywhere lah!!!
So come on man, give me a good reason for this roadblocks. Is it because u guys are afraid ppl will go and demonstrate in front of the Parliament today, due to the motion of No-confidence? Is it because we have a terrorist in our midts and you would like to capture him (highly unlikely, cause u guys dont even periksa in the 1st place.)?
PLEASE FOR THE SAKE OF ALL PEOPLE WHO BRAVED THE JAMS TODAY, WHAT IS THE RESON FOR YOU SETTING UP THE F*CKING ROADBLOCKS?!?!!?!?
Boodyboy, out!!!
Look, the road blocks have been there all weekend. In all major roads leading into KL. So thanks for ruining the weekend and Monday for the people who drive!!! Can some1 clarify with me the purpose of having such roadblocks being set up in the first place? First of all, the police ain't even doing any "pemeriksaan". They just narrow the road to 1 or 2 lanes then lets you drive off without even once looking into our cars. Look, if you plan to do and "pemeriksaan", at least look into my car lah goddammit!!! I demand to be "periksa-ed"!!! There are some roadblocks without any police there at all, they just place all the skittles to narrow the road. thanks guys.
God, it feels like we're in times of the Emergency (Darurat, for those who studied in Bahasa). Police setting up roadblocks (this time its worse, during those days, they actually checked if ppl were Communists). So yes, you wanna create fear in the minds of our citizens? get them to stay at home during weekends, reduce travelling? You (PM, Police, Home Minister, which ever soh@is that oversees this) might as well implement curfew so that we dont go out anywhere lah!!!
So come on man, give me a good reason for this roadblocks. Is it because u guys are afraid ppl will go and demonstrate in front of the Parliament today, due to the motion of No-confidence? Is it because we have a terrorist in our midts and you would like to capture him (highly unlikely, cause u guys dont even periksa in the 1st place.)?
PLEASE FOR THE SAKE OF ALL PEOPLE WHO BRAVED THE JAMS TODAY, WHAT IS THE RESON FOR YOU SETTING UP THE F*CKING ROADBLOCKS?!?!!?!?
Boodyboy, out!!!
Friday, July 11, 2008
The new fad?
Well, last week, there was a diving expo in KL. I guess the market for diving now is getting bigger by the year. So much so that the number of visitors has grown by a huge amount. A lot of people are also beginning to take up diving licences (PADI or others so they can go diving in the open sea.
With a beautiful corals in several islands in Malaysia, there is no doubt why this country is a diving haven.
OK now, here's the subject of this post today. This is of course, entirely my view and opinion. I really wonder and suspect if the vast majority of the people taking up diving now are truly enthusiasts or just doing it because someone else has done it and its like the coolest thing to tell people. I know there are times when people go,"I just got back from my diving trip in X Island and it was great." Then every1 will be like "Whoa... thats so awesome!" shit like that lah. They will then go boast about how they got their licence or try to correct another person who, so happens to have a diving licence as well.
i mean if you are truly passionate about diving then i've got nothing against you. You probably (must) care about marine conservation and stuff like that. But those who just go diving for the sake of showing off will go like, oh yar... i've seen that fish before, in front of me.
Maybe its just me being sour grapes. Maybe its because i take up boring sports like golf, badminton and football, which every1 else does (well not golf). Can you imagine when i tell people i made par on the golf course, and people will be like what? Look i dont care about a boring game like golf. But when it comes to diving, people are like, whoa, its like watching Animal Planet in real life.
Of course i know its always better to see things in real life than on tv lah... but don't go get the damn licence just to show off. If u like to dive then you can dive without the licence also can, why do you need the licence. most of the places you go will also have a dive master to help you anyway (I'm probably being very ignorant now). Oh well, my point is that, don't go and blow that few thousand bucks just to get the licence to show off lah.
Damn, i feel grouchy this morning. Must be because of this damn flu which i had just caught yesterday. Now my nose is leaking like a faucet. Dammit! anyways, i think thats my rant for today. enjoy the weekend
Boodyboy, out!!!
With a beautiful corals in several islands in Malaysia, there is no doubt why this country is a diving haven.
OK now, here's the subject of this post today. This is of course, entirely my view and opinion. I really wonder and suspect if the vast majority of the people taking up diving now are truly enthusiasts or just doing it because someone else has done it and its like the coolest thing to tell people. I know there are times when people go,"I just got back from my diving trip in X Island and it was great." Then every1 will be like "Whoa... thats so awesome!" shit like that lah. They will then go boast about how they got their licence or try to correct another person who, so happens to have a diving licence as well.
i mean if you are truly passionate about diving then i've got nothing against you. You probably (must) care about marine conservation and stuff like that. But those who just go diving for the sake of showing off will go like, oh yar... i've seen that fish before, in front of me.
Maybe its just me being sour grapes. Maybe its because i take up boring sports like golf, badminton and football, which every1 else does (well not golf). Can you imagine when i tell people i made par on the golf course, and people will be like what? Look i dont care about a boring game like golf. But when it comes to diving, people are like, whoa, its like watching Animal Planet in real life.
Of course i know its always better to see things in real life than on tv lah... but don't go get the damn licence just to show off. If u like to dive then you can dive without the licence also can, why do you need the licence. most of the places you go will also have a dive master to help you anyway (I'm probably being very ignorant now). Oh well, my point is that, don't go and blow that few thousand bucks just to get the licence to show off lah.
Damn, i feel grouchy this morning. Must be because of this damn flu which i had just caught yesterday. Now my nose is leaking like a faucet. Dammit! anyways, i think thats my rant for today. enjoy the weekend
Boodyboy, out!!!
Thursday, July 10, 2008
Boody's Personal Financial Fitness Program (P.F.F.P)
Finances finances… With the price of everything going up, it’s hard for the lower class to survive and the middle class to stay afloat. Life is sucking for people that are employers as well as employees. Economic conditions aren’t getting any better, and so is the political atmosphere. I’ll try to steer clear of any political news in this post today. I’ll be focusing more on personal finance, a favourite subject of mine (after all, I am a Certified Financial Planner ;-p).
Well, for a financial planner, it sucks to say I don’t make enough money to support myself (but then again, even millionaires complain they don’t have enough money). Nobody will ever be satisfied with what they have. Most of the time, we always want more. So in this case its not about how much we earn, its how we use what we have (this of course is true if u make more than RM1,500 a month). If you earn less than that working full time, then I strongly believe you are below my poverty line.
The first thing I would always ask people is how many bank accounts does a person have? Most people have 1, at most 2. 2 is fine, but in my opinion, that is the minimum. I believe we should have 3 but if you can’t keep track of it then 2 is good enough. Why isn’t 1 account enough? Well, first of all this is probably the account which your employers will deposit your salary in. SO at the end of the month you will go to this bank account to withdraw and spend your money. And every time you don’t have enough money, you will go and withdraw till there’s no more. So what happens at the end of the month? You get the same syndrome as every1, which is “I’m broke by mid/end of the month” syndrome. And by broke I mean you really have no cash or other places where you stash your own cash. And there are thousands of people who live like this everyday for many years. Then one fine day, it hits them, WHAM!!! I don’t have savings in case of emergencies. Very uncool.
My first suggestion is to at least open 2 bank accounts. Now what do you do with that other account since you always complain got no money by mid or end month anyways. Well, ask yourself this,”How much am I wiling to save at the beginning when my salary is out?” Maybe for starters try RM100 or 200. If you save 200 a month and put it into that reserve bank account, you will have 2,400 bucks at the end of the year. And that is like 1 month’s salary for most young people. Once you have transferred that 200 into the other bank account, feel free to spend all the money in Account 1 as you have already saved first. At the end of the month, Account 1 maybe empty, but you can take heart that you still have some savings for a rainy day. Also, bear in mind you do not touch this sum of money unless you really need to. It is of no point if you continue to dip into this account cause you will then be no better off in the first place.
My 2nd advice is to track your expenditure daily if not every few days. Write is down on a 555 booklet or in your PC. I have mine in excel format, cause its easier for me to auto sum it and do various calculations with it when I do my review. This takes a lot of discipline, which I have to admit, I still lack. And what’s the point of doing this? Well the point is that we need to know where our money goes. I’m sure all of us have at least once wondered, hmm… I had 200 in my wallet/purse yesterday. I wonder how come its only 20 now? So that makes us wonder where did we spend our money on? If you continue to track your daily expenses, then you will be able to review it at the end of the month and see the things that we overspend on. Could be shopping, buying too much snacks and et cetera.
Once you have reviewed it, see how much you can reduce your expenses. Maybe start by reducing it by RM 50 a month or a week. If you save RM50 a month, then you would have the RM200 a month in the other bank account already. Or if u already have that RM200 aside, then save this other 200 again. Then you will have a savings of RM400 a month or 4800 yearly. Now, isn’t that a huge amount? In 4 or 5 years you have enough money for a down payment of a house or car or even both.
So if you follow my advice, you are already on your way to financial freedom (albeit a small step). It may not be much, but if you don’t start the engine, you are never gonna move. You will already solve the problem of “I don’t have enough money to spend, how to save?”. Get started as soon as possible!!!
Part 2 of Boody’s Personal Financial Fitness Program (P.F.F.P) will be out soon.
Boodyboy, out!!!
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